Money & Currency

South Africa Currency Guide

Everything you need to know about money in South Africa. Currency, exchange rates, ATMs, credit cards, and tipping customs.

Currency Name

South African Rand

Currency Code

ZAR

Symbol

R

Exchange Rate

18.5 = $1 USD

Updated: 2026

Quick Conversion Guide

Approximate values at current exchange rate

USDZARCommon Use
$1R18.5Coffee, small snack
$5R92.5Local meal
$10R185Restaurant meal
$20R370Nice dinner, taxi ride
$50R925Day activities
$100R1,850Budget daily spend

Typical Prices in South Africa

What things cost to help you budget

Budget Meal$5-10
Restaurant Meal$15-50
Beer$2
Wine Tasting$5-15

ATMs & Credit Cards

ATM Withdrawals

  • ATMs widely available in cities and major towns
  • Most ATMs dispense local currency (ZAR)
  • Visa and Mastercard widely accepted
  • Withdraw cash before heading to rural areas or parks
  • !ATM fees vary - check with your bank

Credit & Debit Cards

  • Accepted at hotels, lodges, and upscale restaurants
  • Visa and Mastercard most widely accepted
  • American Express less common
  • !Small businesses and markets: cash only
  • !Notify your bank of travel plans to avoid blocks

Where to Exchange Money

Banks

Best rates, may require ID. Open weekdays only.

Best Rates

ATMs

Convenient, competitive rates. Watch for fees.

Recommended

Forex Bureaus

Convenient hours, rates vary. Compare first.

Compare Rates

Hotels

Convenient but worst rates. Emergency only.

Poor Rates
Tip: Bring clean, undamaged US dollars (post-2006 bills preferred). Damaged or old bills may be refused or exchanged at lower rates.

Tipping in South Africa

10-15% in restaurants, $10-20/day for guides

ServiceSuggested TipNotes
Safari Guide$10-20/dayPer person, more for exceptional service
Safari Driver$10-15/dayShared among group
Lodge Staff$10-20/dayOften pooled, put in staff box
Restaurant10%Check if service charge included
Taxi/DriverRound upNot expected for short rides
Porter$1-2/bagAt hotels and airports
Note: Tips in USD are often preferred for safari staff. Small local currency bills are useful for everyday tipping.

Money Tips for Travelers

1Carry a mix of cash and cards
2Keep small bills for tips and markets
3Withdraw larger amounts to minimize ATM fees
4Use a travel card with no foreign transaction fees
5Keep emergency USD in a separate location
6Don't change money on the street (illegal)
7Save ATM receipts for reference
8Download a currency converter app offline

Daily Budget Guide

budget

$50-$80/day

Hostels, self-catering, public transport

mid range

$150-$250/day

B&Bs, restaurants, rental car

luxury

$400-$1500/day

Luxury lodges, fine dining, private guides

Frequently Asked Questions

Can I use US dollars in South Africa?

Some tourist establishments, safari lodges, and hotels accept USD. However, local currency (ZAR) is needed for everyday purchases, markets, and local restaurants.

Should I exchange money before I arrive?

You can bring USD to exchange on arrival. Exchange rates at the airport are usually fair. ATMs at the airport are also a good option.

How much cash should I carry?

Have enough local currency for 2-3 days of expenses plus emergency USD. Don't carry large amounts - use ATMs as needed.

Related Guides

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